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CAC 407 897,2▲ 0.79%S&P 5007 722,7▲ 0.73%EURO STOXX6 238,5▲ 1.02%BTC/USD85 373▲ 0.60%ETH/USD2 703▲ 0.75%EUR/USD1.13▲ 0.11%BRENT102.25▼ 0.06%GOLD4 162,3▼ 0.95%OAT 10Y5.28%▲ 0.76%VIX15.31▼ 6.59%CAC 407 897,2▲ 0.79%S&P 5007 722,7▲ 0.73%EURO STOXX6 238,5▲ 1.02%BTC/USD85 373▲ 0.60%ETH/USD2 703▲ 0.75%EUR/USD1.13▲ 0.11%BRENT102.25▼ 0.06%GOLD4 162,3▼ 0.95%OAT 10Y5.28%▲ 0.76%VIX15.31▼ 6.59%

Europe edition

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Your money

Simulators

Move the sliders, see the result instantly. Nothing is stored.

Amount borrowed250 000 €Rate (excl. insurance)3,4 %Duration25 yearsInsurance rate0,3 %Household net monthly income5 000 €

€1,301

Monthly payment

€121,457

Total interest

€18,750

Total insurance

26.0 %

Debt-to-income

✓ Within the 35 % debt-to-income cap (HCSF).

Remaining capital

Simplified French rules (2026), for education only. Not tax or investment advice.

Understand the basics

Initial capital€5,000Monthly contribution€200Annual return6 %Duration20 yrs

■ Portfolio

€108,959

■ Contributions

€53,000

✦ You invest €53,000; compounding adds €55,959 - 51.4 % of the final capital. Waiting 5 more years would add €51,964.

Educational simulation - not investment advice. Returns are not guaranteed.

Notitia